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Furthermore, customers for this kind of plan can have extreme legal or criminal backgrounds. It's essential to note that different service providers offer an array of issue ages on their assured issue plans as low as age 40 or as high as age 80 - aig final expense insurance. Some will certainly also use higher stated value, approximately $40,000, and others will certainly enable better death advantage problems by improving the rates of interest with the return of premium or reducing the variety of years until a full death advantage is offered